Sea Plane Insurance
Not all companies insurance for sea planes. We have several companies which will offer excellent rates for aircraft equipped with floats. These can be either straight floats or amphibian floats. Be advised however that premiums for aircraft equipped with amphibian floats are usually higher. This is due to the same rule that applies to retractable aircraft. It is not a question of "if" you forget to drop the gear, it is "when" you forget to drop the gear because sooner or later, it will happen. The same applies to the amphibian floats. Either the pilot will land on hard surface with the wheels up or they will land on water with the wheels down which can cause the plane to flip over. Usually it's just a matter of "when".
A sea rating makes obtaining quotes for sea planes much easier. However, for pilots who have built up some time, underwriters will be willing to insure the aircraft during the training period. Usually at least 10 hours of dual will be required. Depending on the type of sea plane and the value, this period of dual may be extended to include more hours. Because of the more complex flying requirements with a float aircraft, the premiums will be higher than non-float aircraft. While many pilots own sea planes for fun, they are wonderful for scenic flights such as in Seattle over Puget Sound or in Alaska. They are used extensively in remote areas such as in South America, Northern Canada or Alaska to transport supplies as well as people to areas that just do not have adequate landing strips. Aircraft & Marine Assurance can provide a sea plane policy that fits your needs.